Make work a choice as soon as possible.

Financial planning and wealth management to help you retire your way, when you're ready, with confidence.

Doing well financially to get to this stage, but know there's more opportunities you should be considering?

Perhaps you're on a financial treadmill, constantly running the 'work, save, invest' loop without a clear destination.

Or are you staring down a big life change, overwhelmed by the myriad of choices ahead?

At Salus Financial, we're here to help you plant financial stakes in the ground, so you know exactly what you're working towards and what you need to do to get there.

Icon representing financial freedom and opportunity with layered ellipses suggesting stability and growth

A huge weight lifted

Feel reassured you're taking advantage of every opportunity.

concentric circles icon symbolising targeted financial strategies and focused investment planning.

Make work optional

Put all the right financial pieces in place to make work optional as soon as possible.

UPward arrows representing freedom and progress

The freedom of security

Enjoy what's important to you right now knowing your financial future is secure.

We want you to be able to go to that fancy restaurant, buy the expensive bottle of wine or jump on a plane for a weekend away on a whim, with that reassured feeling that your financial ducks are in a row and your financial future is secure.

Who we help

We're the right fit to work together if you're invested in your own success and ultimately want to do what you want, when you want, not limited by money uncertainties.

A cheerful couple enjoying a glass of wine on a boat, basking in the warm, golden light of a setting sun over the calm waters of a marina.

Harnessing your high income

You excel at your profession and now it's time to maximise your earnings.

At Salus Financial, we specialise in guiding professionals, regardless of career stage, to enhance your wealth. Our focus is on making every dollar you earn work tirelessly for you.

A father sits on a wooden dock, lovingly holding his young child in his arms, with a tranquil water backdrop and the soft glow of sunset illuminating their peaceful surroundings.

Preparing for a self-sufficient retirement

Retirement may still be at a distant point in the future, but your vision is far from the traditional slow-down we often see portrayed. You're looking to stay active, engaged, and continue making a difference.

Let's work together to ensure you're perfectly positioned to retire on your own terms, whenever you decide the time is right.

Business owners gearing up for a transition

You’ve put in the hard yards to build your business and now it's time to reap the rewards of your hard work.

Let's make the transition from business owner to your personalised version of retirement smooth and strategic. We'll implement plans and frameworks designed to maximise your income, reduce taxes, and safeguard your wealth for the coming generations.

Uncover your financial blind spots and see what's possible.

Salus financial team looking sharp and confident outside East Melbourne, Victoria
Salus Financial icon brand with an all encompassing oval, S+F icons and reminiscent of a thumbprint to show the unique advice provided to their clients

We understand. The world of wealth building and retirement planning can feel like a whirlwind of options and opinions.

We also recognise the real cost of misguided advice – lost time, money, and precious moments. It might mean staying in a high-pressure job longer than necessary, missing key financial opportunities, or foregoing life's experiences.

At Salus Financial we bring clarity and certainty to your wealth management. With our tailored strategies, clear steps, and support, you'll make financial choices with total confidence.

And while we've accumulated decades of experience, we're also youthful enough to promise a long-term partnership. Think of us as growing wiser right alongside you, committed to being there every step of the way.

  • “Marc Occhipinti has been my financial advisor for over twenty years. In that time he has looked after my financial affairs with integrity and respect and to my complete satisfaction. The advice he has given to me over the years has always been very good and in my best interests. It is rewarding to be his client in every way."

    -Helen Hart

  • “My husband and I have been working with Marc for well over a decade to ensure that our money has been working for us as effectively as possible. With two small children and a new business when we first met him, we could not afford to make financial mistakes or waste a cent. Marc has never been too busy for our questions, large or small. We are now in a much stronger position as we head towards our retirements because of Marc’s role in our planning. Additionally, he’s just a really decent person to have on the $ team."

    -Virginia and Carlo

  • “David and his team at Salus provide comprehensive financial advice including tax strategies and estate planning appropriate to my circumstances and values. My portfolio has grown steadily over the years under David’s guidance. I really appreciate David’s clear explanations, transparency and prompt communications, which takes the ‘stress’ out of investing no matter what the markets are doing. I am confident about my financial security approaching my retirement years. What more could one ask for!"

    -Jane

  • "Salus Financial have been my consultants over the past 15 years. The professionalism and competence carried out by David Palermo and Wendy Yates; I have always found them a pleasure to deal with and their counsel has been warmly received. I have nothing but praise for these members of staff, and I thoroughly recommend their services."

    -Peter Cummins

  • "I am happy with all the advice and support you and your team have provided me over a long period of time (over 20 years!) You have always been approachable and pleased to answer any of my queries regarding my finances. We have had ups and downs in the stock market ( skinny cows in the back paddock at times! ) but you have continued to give me valuable advice as we have worked together. I am also appreciative of the time you have given me, especially our face to face meetings. Many thanks. I would be very happy to recommend you to any potential clients."

    -Catherine Robertson

  • "I would highly recommend using the services provided by Marc O and the rest of the team at Salus Financial Pty Ltd. Marc is very professional and knowledgeable and makes the details of my financial situation easy to understand. "

    -Lisa H

We love sinking our teeth into the complex, collaborating with your accountants and legal professionals to minimise taxes and boost your wealth.

A friendly David gesturing to his laptop in a meeting with a female client in Blackburn, Melbourne

Enjoy now and be excited about ‘what’s next’

  • Two modern speech bubbles symbolising an introduction chat

    1.LET'S CHAT

    Schedule a 20-minute introductory phone call to figure out if we're the right fit to help you master your money.

  • Icon of four interlocking circles in varying shades of blue, representing strategic planning and interconnected financial systems, accompanying a message on optimizing one's financial life for the present and future.

    2.PLAN FOR NOW AND THEN

    We'll crunch the numbers and give you the strategy, systems and support to optimise your financial life.

  • Icon of a teal circle with a diamond shape cut out, symbolizing financial security and the freedom to make choices in spending money, time, and talents.

    3.FEEL FINANCIALLY CONFIDENT

    Feel financially secure with the freedom to choose how you spend your money, time and talents.

Book a call